dgbrit 258 Posted February 19, 2012 Report Share Posted February 19, 2012 How much are you paying in notts for car insurance ? Quote Link to post Share on other sites
mick2me 3,033 Posted February 19, 2012 Report Share Posted February 19, 2012 Mine Fully comp I think was around £250? Quote Link to post Share on other sites
dgbrit 258 Posted February 19, 2012 Author Report Share Posted February 19, 2012 My brother in law has a car that is worth less than that & they want 450 pounds i told him you guys would know He has no tickets or accidents .Any idea on the company name Quote Link to post Share on other sites
mick2me 3,033 Posted February 19, 2012 Report Share Posted February 19, 2012 Age makes a big difference here? However when I got my first car in 1970, I dont remember the insurance being partculary expensive. When I moved to Carlton in 1975 it was cheaper because I lived in the county not the city. Quote Link to post Share on other sites
albert smith 803 Posted October 13, 2014 Report Share Posted October 13, 2014 Ouch! horrible Monday made worse with the car insurance renewal arriving, £385 last year £488 this! so on the phone " Yes, we can take £41 off"?? still not acceptable, go to 'specialist for over 50s, (no not Saga) safer drivers rewarded, up to 80% off with 9 years ncd' etc. Quote £826!!!! obviously over 50s but not 80s! shop around and settle on £383 inc. B/c. Phew, thought I wasn't going to get my 50 years driving in next May. (still 'clean') Quote Link to post Share on other sites
Cliff Ton 10,451 Posted October 13, 2014 Report Share Posted October 13, 2014 What's your car ? Lamborghini? Ferrari? Unless it's something like that, you are being asked far too much. Quote Link to post Share on other sites
Michael Booth 7,364 Posted October 13, 2014 Report Share Posted October 13, 2014 Albert, my wife pays £198.15 fully comp on her car and she's with One Call Insurance. A big difference from £488. I forgot to mention that she gets a years RAC included in the price. Quote Link to post Share on other sites
FLY2 10,108 Posted October 13, 2014 Report Share Posted October 13, 2014 Mine has actually gone down £28 this year . Quote Link to post Share on other sites
albert smith 803 Posted October 13, 2014 Report Share Posted October 13, 2014 I should have tried here before phoning around, I hope your suggestions help others but Thank You All. My car Cliff ton is a 20 year old Honda Civic, Automatic with 62 thou. on the clock, annual mileage under 3000, pity about my age but I can't change that! Quote Link to post Share on other sites
The Pianoman 1,532 Posted October 13, 2014 Report Share Posted October 13, 2014 Try SAGA. They won't insure me van but last time I insured a car with them about 2 years ago I paid £198 on a 1998 Rover 825 Sterling Coupe with business use. That was protected TPFT. Quote Link to post Share on other sites
MelissaJKelly 2,120 Posted October 13, 2014 Report Share Posted October 13, 2014 Car insurance is the main reason I still haven't brought a car after passing my test a few months ago. The insurance for people my age is ridiculous and is double, if not more the price of the actual car! Quote Link to post Share on other sites
LizzieM 9,505 Posted October 13, 2014 Report Share Posted October 13, 2014 I know Melissa, remember those days with my sons. It gets more reasonable when you reach 25. Best thing you can do is get a smart little Audi as a company car, let THEM pay the insurance! 1 Quote Link to post Share on other sites
Rob.L 1,086 Posted October 13, 2014 Report Share Posted October 13, 2014 Our daughters car insurance last year, when she passed her test aged 18, was £1600 for a Peugeot 206. Her renewal this year is less than £800. As for Albert's quotes, they are scary! I'm paying £127 fully comp for a car that's under two years old. I did get a renewal quote for over £240, but a quick check on Go Compare came up with an price of £140. I then rang my insurer to cancel and they not only matched, but beat, the best quote. Daft thing is that the two quotes (renewal and new quote) are from the same company! Quote Link to post Share on other sites
Compo 10,328 Posted December 15, 2015 Report Share Posted December 15, 2015 It pays to shop around and also to be cheeky when buying motor insurance. I just had a renewal notice and was disappointed to see that they had put 42% on my bill. I notice that they do this a lot these days, hoping that you will just renew and not notice the huge annual increase. So, I phoned them up (Saga) and asked why they were adding so much to my bill. The lady was a bit taken aback at my question but rallied with the usual - I'll just see the manager and see what he says and then came back with "We can offer you a discount for being a renewing customer and I can get your bill down from £178 to £158, how's that sir?" I hummed and harred a bit and then said "I'm going to shop around a bit before I make a decision can I get back to you in about an hour or so?" The lady actually offered to call me back so I agreed. I went to another provider and found that they would beat he £158 but only by a couple of pounds, so, when she called me back I said that I have had a better offer but if she could further reduce my bill I would stay with Saga but it would have to be a good reduction. Again she said that she would have to speak to her manager and lo! a moment later she managed to take another £18 off the bill for no loss of cover! Apparently, they had a "promotion" on the AA roadside breakdown recovery and could save me money on that. We finally settled at £140 for fully comp insurance at that price - some £38 less than the original bill. Advice: 1. Shop around 2. Be a little bit cheeky but don't push it too far Quote Link to post Share on other sites
broxtowelad 175 Posted December 15, 2015 Report Share Posted December 15, 2015 Good advice Compo. It's always worth checking out the competition when it comes to renewing insurance etc. I change suppliers of gas, electricity, telephone and broadband annually to get a better deal. Quote Link to post Share on other sites
poohbear 1,360 Posted December 15, 2015 Report Share Posted December 15, 2015 That's cheap....mine was £184 last year...£228 this. I phoned 'em and managed to get £20 off. But as the guy said,the 6% premium tax has been increased by the soddin' chancellor up to 9 -1/2%....raising over a billion for the treasury to waste on wars and windmills. Tax Tax Tax...this ruddy country...they charged me around £20 VAT to have my old faithful companion dog killed this week....bas*****! Quote Link to post Share on other sites
catfan 14,793 Posted December 15, 2015 Report Share Posted December 15, 2015 Good advice that Compo as I am with Saga too. Last night I did an online quote with them & a few more, when my renewal comes any day now if it's a silly price I am going to quote THIER own online quote ! To see what they say about that. Be careful with Saga AA cover. The sly bleeder's last year promised me the whole shooting match what seemed like a good price. When the paperwork arrived I checked & found that recovery was for only TEN miles. To add full recovery was another £39 ! Insurances companies are the absolute scum of the earth. I will switch every year to save a £. Sod em. Quote Link to post Share on other sites
Rob.L 1,086 Posted December 15, 2015 Report Share Posted December 15, 2015 It's times like these when the meerkat comes in handy. Every year, the insurance companies try it on, and every year, I shop around - whether it's for the house, the car, the caravan... Someone somewhere in these companies must believe that customers are either lazy or stupid when they jack-up renewal quotes. If they actually tried to give the customer a decent quote to start with, they wouldn't have "churn", or so many phone calls. Quote Link to post Share on other sites
NewBasfordlad 3,599 Posted December 15, 2015 Report Share Posted December 15, 2015 Just renewed my public liability insurance. The quote from the original company was £520 on challenge that went down to £445. Removing £2000 worth of tool insurance took it down to £380. Then got a quote from a new company complete with the tool insurance for £274. When the original company rang to enquire if I was going to renew I explained that even if the beat the quote I wouldn't ensure with rip off merchants. The thing now is most of these people have your card details on file and run an automatic renewal process. So if you don't challenge the quote or ring to tell them not to renew without your permission they just take your money. The only word is SCAM!!! Quote Link to post Share on other sites
TBI 2,351 Posted December 15, 2015 Report Share Posted December 15, 2015 Well, it is and it isn't. I've used Saga for a few years for several cars and bikes, they usually send me a good quote up-front. However, many Insurance companies don't reward customer loyalty and rely on apathy to get higher premiums. I always go through the comparison sites for quotes anyway and argue with my renewer to match the lowest. If they don't meet, I would move to the lowest. I never agree to auto-renew, but it doesn't matter as I'll be expecting some haggle anyway. Using what I've paid as a benchmark, next year my challenge is to see if I can get even lower. The way I look at it, those that pay over the odds are doing a great job, they're paying for my cheap insurance. Quote Link to post Share on other sites
Trickymicky 57 Posted December 15, 2015 Report Share Posted December 15, 2015 We found Swiftcover, which isn't on comparison sites cheapest, if your a low risk although Its all online, you cant speak to a person. While inputting your details you can mess around with things such as voluntary excess and see what impact it has on the premium very easily. Also, often, the more drivers you declare, the more the premium seems to go down, same with some other companies too, although, obviously it doesent work with such as a newly qualified driver being added. Quote Link to post Share on other sites
radfordred 6,284 Posted September 3, 2017 Report Share Posted September 3, 2017 I think most of you would be aware the ridiculous quotes for new young drivers both my kids passed at 17 most quotes were around £2000 plus for even the smallest engined cars, but also the older you get your premium rockets, my Father born in 1927 is still driving, he's only doing 2,000 odd miles if that. He's just had his renewal quote which for the first time is now into four figures, he asked me to have a look on the net to see what I could find, before he decides if he is going to carry on driving or not. Done the comparison sites most would not even insure him, not one beat the quote he had received though the post, anyway I will be breaking the news to him later on today, I just wondered if folk were aware, the longer & the more experience you have driving your premiums go up? Has anyone actually packed up driving? At 52 I would happily never drive again (well to East Midlands airport & back) even though it now part of my new job roll. Quote Link to post Share on other sites
catfan 14,793 Posted September 3, 2017 Report Share Posted September 3, 2017 Totally agree Red, I never had a claim all my driving life but the renewal premium went up every year, it's about time the bad drivers were hammered, not the good drivers. 2 Quote Link to post Share on other sites
loppylugs 8,427 Posted September 3, 2017 Report Share Posted September 3, 2017 Still driving with a clean record at 72. As you say premiums go up every time as well. Now they are pushing a monitoring device with the excuse if you drive few miles you get a rate reduction. They play down its gps and speed monitoring abilities. I will not be constantly monitored by theses creeps. So I guess I will face the choice one of these days. Maybe get me bike out again, 1 Quote Link to post Share on other sites
Ayupmeducks 1,730 Posted September 3, 2017 Report Share Posted September 3, 2017 One accident, I'm 70, and that was in Australia, dickhead of a woman ran into the back of me while I was waiting to turn into my driveway. She and the idiot behind her were charged with Negligent driving, my no claims stayed in tact, Insurance company was happy with the police report. The feller who had run ito the woman who rear ended me had just had the front end of his car rebuilt, new radiator, new grill, new bumper, he was in tears literally. I'd say he had a few thousand bucks worth of damage to his car. I tend to stay within the posted speed limits as I hate funding cities and counties. On freeways I set the cruise control to a few miles per hour under the posted speed limit, then I'm not forever checking the speedo. 2 Quote Link to post Share on other sites
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